Tortilla Wrap Beans Cheese

Featured in: Everyday Cozy Meals

This baked tortilla wrap features a flavorful blend of black beans, cheddar, and Monterey Jack cheese. Spiced with cumin, smoked paprika, and chili powder, then folded into layered quarters before baking until golden and crisp. Optional toppings like salsa, sour cream, avocado, and cilantro add fresh notes. Perfect for a quick, satisfying main dish or snack with vegetarian-friendly ingredients and Tex-Mex flair.

Updated on Tue, 18 Nov 2025 14:21:00 GMT
Baked tortilla wrap hack with beans and cheese, layered and golden brown, ready to eat. Save to Pinterest
Baked tortilla wrap hack with beans and cheese, layered and golden brown, ready to eat. | recipesforevers.com

A fun, customizable baked tortilla wrap filled with creamy beans and melty cheese—perfect for a quick, satisfying meal or snack.

I first tried this tortilla wrap hack on a busy weeknight, and it instantly became a family favorite for its easy prep and tasty results.

Ingredients

  • Flour tortillas: 4 large
  • Black beans: 1 1/2 cups, canned, drained and rinsed
  • Cheddar cheese: 1 cup, shredded
  • Monterey Jack cheese: 1/2 cup, shredded
  • Corn kernels: 1/2 cup (fresh, frozen, or canned)
  • Red bell pepper: 1/2 cup, diced
  • Red onion: 1/4 cup, finely chopped
  • Ground cumin: 1 tsp
  • Smoked paprika: 1 tsp
  • Chili powder: 1/2 tsp
  • Garlic powder: 1/2 tsp
  • Salt and pepper: To taste
  • Fresh cilantro: 1/4 cup, chopped (optional)
  • Salsa: 1/2 cup (optional)
  • Sour cream: 1/4 cup (optional)
  • Avocado: 1, sliced (optional)

Instructions

Prepare oven and pan:
Preheat oven to 400°F (200°C). Line a sheet pan with parchment paper.
Mix filling:
In a medium bowl, combine black beans, corn, bell pepper, red onion, cumin, smoked paprika, chili powder, garlic powder, salt, and pepper. Toss well.
Make tortilla cut:
Place tortilla on a flat surface. Using knife, make a single cut from center to edge.
Assemble fillings:
Divide tortilla into four quarters. Add bean mixture to one quarter, cheddar cheese to next, Monterey Jack cheese to third, and leave fourth for optional toppings if desired.
Fold tortilla:
Starting at cut, fold first quarter over second, then over third, and finally over fourth to form layered triangle.
Repeat:
Repeat with remaining tortillas and fillings.
Bake:
Place folded wraps on prepared sheet pan. Brush or spray with oil. Bake 15–20 minutes, flipping halfway, until golden and crisp.
Serve:
Serve hot with optional toppings: salsa, sour cream, avocado, and cilantro.
Melted cheese bubbles from a warm tortilla wrap hack filled with seasoned beans. Save to Pinterest
Melted cheese bubbles from a warm tortilla wrap hack filled with seasoned beans. | recipesforevers.com

My kids love building their own wraps, choosing their favorite cheese and adding extra salsa for a fun, hands-on dinner.

Required Tools

Sheet pan, parchment paper, mixing bowl, knife, spatula.

Allergen Information

Contains wheat (tortillas) and dairy (cheese, sour cream). Double-check all labels for allergens.

Nutritional Information

Per wrap (without optional toppings): 355 calories, 13 g total fat, 46 g carbohydrates, 14 g protein.

See how the crispy tortilla wrap hack, packed with beans and cheese, folds perfectly. Save to Pinterest
See how the crispy tortilla wrap hack, packed with beans and cheese, folds perfectly. | recipesforevers.com

This tortilla hack makes weeknight meals fun and easy—serve hot with your favorite toppings for a comforting treat.

Recipe FAQs

How do you fold the tortilla for this wrap?

Make one cut from the tortilla center to edge, creating four quarters. Fill each quarter with beans, cheddar, Monterey Jack, and optional toppings, then fold quarters over each other to form a layered triangle.

Can I use different beans for the filling?

Yes, pinto or refried beans work well as substitutes for black beans and add varied textures and flavors.

What spices enhance the flavor of this wrap?

Ground cumin, smoked paprika, chili powder, and garlic powder add warmth and a smoky depth to the filling.

Is it necessary to bake the wraps?

Baking crisps the folded wraps and melts the cheese, creating a satisfying texture and melding the flavors.

What optional toppings complement the wrap best?

Salsa, sour cream, sliced avocado, and fresh cilantro add brightness and creamy or fresh contrasts that elevate the dish.

Can this be made non-vegetarian?

Adding cooked shredded chicken or beef to the filling provides a protein boost and hearty variation.

Tortilla Wrap Beans Cheese

Baked tortilla layered with beans, cheese, and fresh veggies for a tasty, easy meal or snack.

Prep Duration
15 minutes
Time to Cook
20 minutes
Complete Duration
35 minutes

Recipe Type Everyday Cozy Meals

Complexity Easy

Cuisine Tex-Mex

Makes 4 Portions

Dietary Info Meatless

What You Need

Tortillas & Fillings

01 4 large flour tortillas
02 1 1/2 cups canned black beans, drained and rinsed
03 1 cup shredded cheddar cheese
04 1/2 cup shredded Monterey Jack cheese
05 1/2 cup corn kernels (fresh, frozen, or canned)
06 1/2 cup diced red bell pepper
07 1/4 cup finely chopped red onion

Seasonings

01 1 tsp ground cumin
02 1 tsp smoked paprika
03 1/2 tsp chili powder
04 1/2 tsp garlic powder
05 Salt and pepper, to taste

Toppings (optional)

01 1/4 cup chopped fresh cilantro
02 1/2 cup salsa
03 1/4 cup sour cream
04 1 sliced avocado

Directions

Step 01

Preheat oven: Preheat the oven to 400°F. Line a sheet pan with parchment paper.

Step 02

Prepare filling: In a medium bowl, combine black beans, corn, bell pepper, red onion, cumin, smoked paprika, chili powder, garlic powder, salt, and pepper. Toss thoroughly.

Step 03

Cut tortillas: Place one tortilla flat and make a single cut from center to edge to divide it mentally into four quarters.

Step 04

Add fillings: Add a portion of the bean mixture to one quarter, cheddar cheese to the next, Monterey Jack cheese to the third, leaving the fourth quarter free for optional toppings.

Step 05

Fold tortilla: Starting at the cut, fold the first quarter over the second, then over the third, and finally over the fourth to create a triangular, layered wrap.

Step 06

Repeat assembly: Repeat the filling and folding steps for the remaining tortillas.

Step 07

Prepare for baking: Place folded wraps on the lined sheet pan and lightly brush with oil or spray with cooking spray.

Step 08

Bake wraps: Bake for 15 to 20 minutes, flipping halfway through, until wraps are golden brown and crisp.

Step 09

Serve: Serve warm with optional toppings such as salsa, sour cream, avocado, and cilantro.

Essential Tools

  • Sheet pan
  • Parchment paper
  • Mixing bowl
  • Knife
  • Spatula

Allergy Details

Be sure to check every item for allergens. If uncertain, talk with a healthcare provider.
  • Contains wheat (flour tortillas) and dairy (cheese, sour cream). Verify ingredient labels for allergens.

Nutrition per serving

Nutrition details are for your reference only. Always speak with a professional for medical concerns.
  • Caloric Content: 355
  • Total Fat: 13 grams
  • Carbohydrates: 46 grams
  • Proteins: 14 grams